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View Diary: Republicans don't help people, so why the shock? (159 comments)

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  •  Republicans Are Heartless Bastards Meme (9+ / 0-)

    The theme for the first quarter of 2013 as we now deconstruct their approach to government spending. We already deconstructed their approach to taxation. Gotta love that they are doing so much of the groundwork. So why do they want to cut Medicare and Social Security as we approach the debt ceiling and fiscal cliff II phony crisis. Because Republicans are Heartless Bastards. Why do they want to cut government spending that costs hundreds of thousands of jobs in the middle of a sluggish recovery. Because Republicans are Heartless Bastards.

    •  I am watching trolls on other sites (1+ / 0-)
      Recommended by:

      posting that people in these states should have been covered by private insurance and should not have to depend on government for a bailout.  Funny when I ask about repairing public infrastructure, they never respond.

      "Since when did obeying corporate power become patriotic." Going the Distance

      by Going the Distance on Wed Jan 02, 2013 at 04:37:21 PM PST

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      •  Not to mention the tax paid:benefit ratio of NJ. (0+ / 0-)

        We've paid into the Federal Gov't more than we've taken out. Same goes for Conn. and NY.

        Don't get all austere when we're in need.

        "Jersey_Boy" was taken.

        by New Jersey Boy on Wed Jan 02, 2013 at 05:42:48 PM PST

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      •  Insurance doesn't cover it all (3+ / 0-)
        Recommended by:
        KimD, METAL TREK, Going the Distance

        Living in Florida, we have whacking premiums and whacking deductibles and that's just for our homes.  But I don't think cities and counties, no matter how much insurance they have (or can afford) can cover everything 100% - when every window blows out of the courthouse and all the trees go down and pull up the sidewalks, even with huge deductibles, you still have the logistics to deal with - where do you have court until the building is safe again?  Our office building was down for 3 weeks in Wilma - we lost 30% of our windows and the electrical service panels were literally torn off the walls - building was declared unsafe to enter until they got all the windows boarded up and had the electrical service restored (FPL had power to the building, but the building couldn't power up).  Our mail was being held at the post office, because it couldn't be delivered.  

        In Andrew, two of our buildings were destroyed - one had the windows blow out and it swept everything right out of the building - desks, file cabinets, chairs, every one of our tenants lost every bit of evidence of their business.  That was back in 1992 when State Farm came right out and gave us $100,000 to board up / secure each building THAT DAY.  It took us 6 months to get the little building open and we brought in mobile office trailers for the doctors and dentists to work from.  The big building was down for 2 YEARS - the only thing left were the concrete pillars and the floor slabs.  No windows, no walls, damaged roof (the two ton chillers on the roof disappeared - probably somewhere out in the Everglades - we never found them - they were torn right from their moorings).  Our deductible was only $50,000 - it was $4,000,000 to rebuild it.  Seven years after the storm, we sold it - still empty - not a single tenant - they had all moved away, because their homes were wrecked, too.  

        Our new insurance had a 10% deductible and the premiums tripled.  We covered what we  had to and went "naked" for the rest of it.  We currently have a building that my boss decided wasn't worth carrying windstorm on - the premiums over 10 years would cost more than it would take to rebuild the building itself unless we went with the "high deductible" plan and then you're basically paying for half of it anyway.  He'd rather put the cost of the premiums in a money market or investment account in case he needs it.  But not everybody can do that - if you've got a mortgage, you MUST have insurance.    

        If you're a renter, even if you have renter's insurance - it'll replace your TV and your clothes and stuff, but it doesn't give you a place to live, it won't even pay for a hotel room - if all the places to rent are destroyed and you can't FIND a place to live, what are you supposed to do?  That's why we have disaster relief - it helps take care of all of the things that people can't get on their own and that states can't handle on their own.  

        Businesses can buy business interruption insurance, but people can't buy life interruption insurance.  

        It's not that anybody needs a bailout - disaster relief is a supplement to what people, businesses, cities and states have in place and it's supposed to fill in the gaps that are impossible to cover under normal circumstances.  Unless we come up with some national disaster insurance that covers every conceivable disaster that everybody can afford to pitch into so they're covered, we need FEMA and disaster relief.  Why don't they get that?  

        "Focusing your life solely on making a buck shows a certain poverty of ambition. It asks too little of yourself. Because it's only when you hitch your wagon to something larger than yourself that you realize your true potential." - Barack Obama

        by Ricochet67 on Wed Jan 02, 2013 at 06:17:51 PM PST

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      •  Insurance less inclined to provide coverage (0+ / 0-)

        When climate change is factored into the equation.  Private insurers are going to drastically raise rates or not provide coverage at all as climate change exponentially ramps up and billion dollar climate related disasters become the norm rather than the outliers.

        Mention that to the trolls and enjoy the ensuing head explosions...

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